Dispute All 3 National Credit Bureaus
(Equifax, Experian, TransUnion)
A dispute service can help you dispute inaccurate, incomplete, outdated
and unverifiable items with all three national credit bureaus. (Equifax, Experian and
TransUnion)
In addition, a dispute service will work with the creditors
responsible for the negative items directly, on your behalf, in an effort to have the
items removed from your credit.
It is important to understand that legitimate items cannot be removed. However, it is fairly common for items to be incomplete, inaccurate, outdated or unable to be verified. While individual results vary, and some items are more commonly resolved than others, the following types of negative items have been resolved by our partners in the past when they are incorrect, inaccurate, incomplete, unverified or outdated.
Call to walk through a risk-free review with a live agent, and address any questions or concerns you may have.
Most dispute services will walk you through a risk-free summary,
which involves reviewing your report and identifying negative items that may be
disputable in order to see if you are a good candidate for the services
they offer. Based on your individual situation, the agent will recommend a course
of action. If you accept, our partners
will begin to dispute items on your behalf with the three major bureuas and the
creditors responsible for the negative items.
The amount of time the process takes from beginning to end will vary based on individual needs. The amount companies charge for this and similar services typically ranges between $69 and
$129 per month, depending on the service level.
There's no magic
bullet for disputing adverse items. It takes time, effort and accountability. Making on-time payments
and keeping revolving balances low are key factors.
If your
credit report has questionable items on it, you may benefit from disputing those items.